Personal Loan Consolidation
Carrying two or three personal loans? We combine them into a single fixed-rate loan with a clear payoff date — often at a lower APR than any individual loan you hold today.
Key Benefits
- Fixed APR from 5.99%
- Terms 24–84 months
- $5K–$100K loan amounts
- No origination fee on qualified loans
Who It's For
Borrowers with 2+ active personal loans and a 600+ FICO score.
How It Works
- Free pre-qualification
- Lender match
- E-sign and funding
- Existing loans paid off directly
Common Questions
How is this different from a balance transfer?
A personal loan gives you fixed payments and a guaranteed payoff date — no rate jumps after a promo period.
Related Services
Rated 4.8/5 by 2,143 Americans
Real members. Real results.
"Cut my monthly payment by $612. Done in 48 hours."
Maria S. · Houston, TX
"Honest team. No pressure. Saved me $18,400 in interest."
James R. · Atlanta, GA
"Finally one bill. My credit went up 71 points in 4 months."
Latoya K. · Orlando, FL
"After 7 years of minimums, I have a real payoff date."
Daniel P. · Phoenix, AZ
"Approved same day. Funds the next morning. Real people."
Aisha B. · Chicago, IL
"Best decision of 2026. Wish I'd called a year sooner."
Eric L. · Charlotte, NC
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