Credit Card Debt Consolidation Loans
Stop juggling 24% APR balances. A ReliefBridge credit card consolidation loan replaces every card with a single fixed payment, often cutting interest by 60% or more.
Key Benefits
- Fixed rates from 5.99% APR
- One monthly payment instead of 4–10
- Pay off cards in 24–60 months
- No prepayment penalties
- Funds direct-deposited in 24–72 hours
Who It's For
Best for U.S. consumers with $5,000–$100,000 in credit card balances and a 580+ FICO score.
How It Works
- Get your free 60-second quote (soft pull, no credit impact)
- Compare offers from our 40+ lender network
- E-sign and your cards get paid off directly
- Make one easy fixed monthly payment
Common Questions
Most members see a temporary 5–10 point dip at funding, followed by a 40–80 point increase within 6 months as utilization drops.
Yes. We recommend keeping the oldest card open with a $0 balance to preserve credit history.
Related Services
Rated 4.8/5 by 2,143 Americans
Real members. Real results.
"Cut my monthly payment by $612. Done in 48 hours."
"Honest team. No pressure. Saved me $18,400 in interest."
"Finally one bill. My credit went up 71 points in 4 months."
"After 7 years of minimums, I have a real payoff date."
"Approved same day. Funds the next morning. Real people."
"Best decision of 2026. Wish I'd called a year sooner."
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